WORK WITH US

Work With Us

Who We Are

For over 40 years, our financial team has proudly served the Charlotte, NC community, establishing a strong reputation for delivering personalized financial services to numerous individuals and businesses.


We are committed to guiding you through the nuances of financial planning, offering a wide range of services from investment management and retirement planning to tax strategy and estate planning.


What distinguishes us is our dedication to comprehending your specific needs and tailoring our guidance to align with your individual objectives.


We are not just a financial firm; we are an integral part of the Charlotte community, ready to support your success.


Grounded in our core values of Teamwork, Optimism, Integrity, Open-mindedness, and Commitment, we are here to empower you towards financial achievement.

Our Core Services

We provide risk management services to help mitigate the disruption of cash flow and provide liquidity in the event one becomes disabled, lives too long, or worse — dies too soon.


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Planning is the bedrock of all good beginnings. We tailor your plan based on your specific goals and current financial situation. We update the plan regularly as your life evolves to meet your needs and your wants.


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We have access to multiple wealth management strategies to fit the clients’ specific needs, focusing on low cost, active management, with portfolio monitoring.


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We prepare strategies for our clients to distribute their assets in a tax efficient way, generating the income necessary to meet their needs and wants.


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We work with Charlotte’s leading attorneys to tailor wealth transfer strategies which are designed to help reduce taxes and streamline the transfer process while providing the client confidence in their estate.


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Our Process

Collaborative Discussion

We acknowledge that the needs of every client are unique, and we are committed to taking the time to fully comprehend them.

Establish Goals & Objectives

We'll establish financial objectives and checkpoints crucial for staying on course.

Analyze Current Situation

We provide a thorough assessment of your present financial situation.

Develop and Present Solutions and Strategies

We'll craft a personalized set of strategies tailored specifically to you, designed to help us achieve your financial goals together.

Implement Plan

We aim to be the go-to team for all your needs, offering exceptional service, clear communication, and reliable support.

Monitoring and Ongoing Review

Our job is never complete - we will diligently oversee and evaluate your financial advancement, ensuring you are kept up to date, and maintain ongoing collaboration.

Who We Serve

I graduated, started my career and now what?

Questions to think about:


- What are your financial goals? 

- Do you have a plan to pay off your debt or student loans?

- How much do you have in an emergency fund?

- Do you know how much of your current income you could be investing?

- Do you know how much you should be putting towards retirement?

- How do I get comfortable and knowledgeable about investing?

- Should I have life insurance? If so, how much?


What we do as your coach:


- We answer all of your questions.

- We guide you through a simple financial plan that suits your needs.

- We address all of our core services

- We guide you through the fundamentals of savings to make sure nothing is overlooked.

- We review your current debt and prepare debt elimination strategies.

- We manage your savings and investment plans to match your goals and time horizons.

- We help you navigate life’s big decisions to set you up for success.


Start Your Plan

Are you working 8am-5pm and don't know where to invest your money? Let's explore your goals and options!


Common Questions


- How much should I contribute to a 401k?

- Do I have enough life insurance? 

- How much house can I afford?

- When should I refinance my house? 

- When should I pay off my car?

- How should I manage my student loans? 

- What retirement plan is best for me?

- How does my annual income factor in how much I can contribute to a retirement savings plan? Is my age a factor?


What we do as your coach:


- We create and guide you through a custom financial plan that suits your needs.

- We address all of our core services through the planning process 

- We address your Risk Management to review 3 major factors:

     - What if I die too soon?

     - What if I live too long?

     - What if I become hurt of disabled?

- We guide you through the fundamentals to maximize savings to make sure nothing is overlooked.

- We review your current 401k or other sponsored plans to reach your retirement goals and maximize potential savings.

- We manage your savings and investment plans to match your goals and time horizons.

- We review your current debt and prepare debt elimination strategies.

- We help you navigate life’s big decisions to set you up for success. 

- We start preparing for the transition of your assets to your spouse or loved ones 


Start Your Plan

Thinking about retirement or already a retiree? Let's talk options and paths!


Questions To Think About When Planning for Retirement


- Do I have enough money to retire?

- How long should I expect my money to last and how much can I reasonably take out?

- How do I maximize social security benefits?

- How should I invest my money to provide more stability and income while keeping up with inflation?

- When can I retire or downsize my career and maintain my same lifestyle? 

- What investments should I spend first in retirement prior to taking required minimum distributions at age 73 - savings or 401(k) assets?

- Should we consider long-term care insurance? What are the key factors to consider?

- My spouse is not knowledgeable about (or perhaps not interested in) financial matters. Who can my spouse turn to for assistance if I am no longer available to handle our affairs?


What we do as your coach:


- We guide you through maximizing savings prior to retiring.

- We will be there every step of the way when you are no longer available to handle your affairs.

- We prepare a Social Security timing report to help you navigate the best times to start taking income 

- We use our technology to assess the best times for you and your spouse to elect to retire to maintain the standard of living you currently have.

- We manage your investments to maximize income and long term growth while reducing volatility based on your time horizon. 

- We prepare for longevity as the quality of life and health standards of today make it easier to live longer.

- We review your assets to determine the most tax efficient income distribution strategies possible. 

- We consider long-term care insurance, and what key factors go into it.


Start Your Plan

Are you a business owner thinking about retirement? Let's discuss starting a plan.


Common Questions


- I am a solo practice or do I have employees, and what type of retirement plans are available for me?

- Should I start a retirement plan for my company?

- Do I have a business plan?

- Can I use a retirement plan to reduce my tax liability?

- Am I ready to retire?

- Do I have a financial plan?

- What happens to my business if I die too soon? How much life insurance should I have? 

- When should I sell my business? Do I have a succession plan? 

- Are my employees or key personnel covered? 


Whether you are buying, selling, or running a business there are enormous pressures on your decision making and your time commitment. We will help you navigate all of our core services through our planning process to make sure we don’t leave any stone unturned. Just like any other big life transition, we are committed to paying attention to your finances and your overall well-being. It is wise to be prepared by having a team of people behind you when navigating those waters.


Start Your Plan

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Life is a Journey

Let us help you plan & prepare.

Join the Blue Wolfe family.

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